Do You Have a Disability Case?
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Independent Medical Examinations, Functional Capacity Assessments, Home Visits & Surveillance

Independent Medical Examinations, Functional Capacity Assessments, Home Vis...

IME & FCE Investigative Tools There are several investigative tools used by insurers when assessing disability claims. These tools include IMEs (Independent Medical Examinations), FCEs (Functional Capacity Evaluations), referrals to medical consultants, home visits and surveillance. The insurer has a contractual right to compel a claimant to undergo an IME. As well, in most circumstances, a claimant has the obligation to attend an examination. An FCE may, however, be an entirely different matter. In contrast to an IME, an FCE is not generally contractually required...
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Challenges Faced by Claimant’s with Invisible Disabilities

Challenges Faced by Claimant’s with Invisible Disabilities

Claimant’s With Invisible Disabilities Face Challenges Where an individual suffers from a condition that is not easily diagnosed by objective testing, they often face great difficulty in having the insurance company accept liability for the payment of disability benefits to claimant’s.  Some of the more common conditions that face this kind of resistance by the insurance company include claims related to fibromyalgia, chronic fatigue syndrome, depression, back injuries and even cases of rheumatoid arthritis.  Even in cases where herniated discs are apparent...
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Insurance Companies Deny Celebrities Too

Insurance Companies Deny Celebrities Too

What do Heath Ledger and Britney Spears have in common? Their life and disability insurance companies delayed payment of legitimate claims worth millions of dollars. Competent specialized lawyers were retained to fight their entitlements. Insurance Companies Denied Heath Ledger’s Death Benefit ReliaStar Life Insurance Company, owned by ING America, refused to pay Heath Ledger’s death benefit of $10 million dollars to his 3-year-old daughter, Matilda Rose. The 28-year-old star of Brokeback Mountain and The Dark Knight is now the winner of the Golden Globe and...
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The Benefits of Settling A Disability Benefits Case

The Benefits of Settling A Disability Benefits Case

Those who have struggled with their insurance companies for months, or even years, in pursuit of disability benefits that had been denied or terminated will often experience a range of additional “benefits”, both financial and non-monetary, when their cases are ultimately settled. Here is a list of some of the types of gains that our clients have told us they have experienced following the settlement of their Disability Claims: Financial Peace of Mind: A claimant and his or her family frequently face dire financial consequences when the claimant is disabled...
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How Do I Pay My Bills? Financial Options to Consider While Waiting for Your Insurance Settlement to Come Through

How Do I Pay My Bills? Financial Options to Consider While Waiting for Your...

The obvious answer to this question is that you need a source of income. But what happens when you are medically unable to work and the insurance company refuses to pay you benefits on the long-term disability policy? The long range solution is to retain Share Lawyers to fight the insurance company decision and win a settlement payment. There are, however, a number of short-term financial options, besides accumulating debt or high credit card balances. Financial Options To Consider First, be sure you have made all possible claims: employment insurance sickness benefits,...