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Ask a Lawyer: Fibromyalgia

Ask a Lawyer: Fibromyalgia

Read about specific issues surrounding Fibromyalgia and disabilities claims. Q: Is Fibromyalgia considered a disability in Ontario? A: Yes, fibromyalgia is considered a disability in Ontario. Fibromyalgia is one of several ‘invisible disabilities’ that require certain specific medical criteria to be considered a valid diagnosis.   Q: My friends and family have told me that insurance companies do not pay long-term disability claims to people suffering from fibromyalgia. I recently applied and haven’t heard anything yet. What can I expect? A: Insurance companies tend...
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Fibromyalgia: Sensory Overload

Fibromyalgia: Sensory Overload

Did you know that one of the symptoms of Fibromyalgia is hypersensitivity? It’s true – Fibromyalgia causes uncomfortably heightened senses or, in other words, an extreme response to external stimuli. Muscle pain and even the sense of touch may be felt at increased intensity. Fibromyalgia produces higher levels of inflammatory markers in the skin, causing touch and even tight-fitting clothing to feel painful. Sensitivity to light, smell and other stimuli also increases, as fibromyalgia makes it difficult for the mind to sort out all of the sensory input that it’s...
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How are WSIB Claims Different from LTD Claims?

How are WSIB Claims Different from LTD Claims?

The interplay between claims for Long Term Disability benefits and income benefits from the Workplace Safety and Insurance Board (WSIB) can be quite confusing. Generally speaking, if you have been injured in an accident that takes place at work and your workplace is covered by WSIB, a claim should be submitted to the WSIB. The benefits that are payable by WSIB are based on statute and regulation and must arise from a workplace injury. WSIB has extensive policies, regulations and prior decisions that determine whether a disabling injury is covered.    Disability Insurance,...
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What is the Difference between Short-Term and Long-Term Disability?

What is the Difference between Short-Term and Long-Term Disability?

Are you disabled or injured, and contemplating filing a claim for disability insurance benefits? If so, do you will need to apply for short or long-term disability coverage. The vague phrasing makes it difficult to know which one to apply for from the outset of your experience. Simply put, long-term disability coverage can last for years, while short-term disability coverage lasts for just weeks or months (generally up to one year maximum) Long-term disability insurance policies generally cover periods ranging from a couple of years to the remainder of your life....
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3 Changes In Your Life Once You Settle your Case

3 Changes In Your Life Once You Settle your Case

Living with a disability can be challenging enough without the back-and-forth battle of denied claims between clients and their insurance companies. Lisa S., a client of Share Lawyers, spoke with us about the three biggest changes she’s experienced since we settled her disability insurance case. 1. Less Stress “Thanks to Share Lawyers, I am amazed at how less stressed I am in general. I finally have more energy for the important things in my life.” Lisa explains that when her disability claim was constantly denied, she was extremely stressed-out financially and often had...
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Fibromyalgia Roundup

Fibromyalgia Roundup

Although it is considered an invisible illness, people suffering from Fibromyalgia know that it is all too real. The widespread pain, cognitive issues, and fatigue make day to day life a challenge. Like other invisible illnesses, Fibromyalgia is difficult to diagnose. And because Fibromyalgia affects such a small portion of the population, advocacy for those with the disease is scarce – especially in the legal system. If you suffer from this chronic disease and want to apply for disability benefits, here are three blog posts that will educate you about Fibromyalgia...
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Resources That Can Help Make Your Claim Process Less Stressful

Resources That Can Help Make Your Claim Process Less Stressful

The disability claim process is stressful, especially when your claim is denied. As you try to appeal the decision, the future of your care and livelihood hang in the balance. Insurance companies often go to great lengths to deny most disability claims. They will even monitor the physical and social media activities of claimants to find evidence to use against them in court. It doesn’t stop after you win – the insurance company will keep a close eye on you in order to potentially challenge your claim down the line! The process can be quite distressing and...
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Claim Denied for Client with Fibromyalgia

Claim Denied for Client with Fibromyalgia

People suffering from Fibromyalgia experience debilitating pain that prevents them from performing even the simplest task. Since every day life becomes a constant struggle, victims will often rely on insurance benefits as they learn to manage life with a chronic illness. Stacey, a 45-year-old teacher, led a physically demanding life throughout her career. She trained and practiced as a nurse for years before making the transition into teaching. Becoming a highschool teacher was a rewarding moment for Stacey. Harboring an unparalleled love for education and working with...