Are Workplace Injuries Eligible Disabilities Under Long-Term Disability Plans?
injuries would qualify as eligible disabilities under most LTD plans,
however, the plan or policy may require you to submit the claim through
Compensation (WSIB in Ontario) and amounts received through WSIB may
result in no further benefits being payable under the LTD plan. In
some cases, a workplace injury may be excluded from coverage under the
LTD plan. To determine how this may apply to
you, read your benefit booklet and/or policy carefully.