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I was fired from work because I have frozen shoulder and could not type for extended periods of time. My employer did not try to accommodate me at all. Now my long-term insurance company says that I am ineligible for benefits because I am no longer an employee. What are my options?


If you have been terminated due to a disability, you may have rights and remedies against your employer with respect to your wrongful dismissal and/or a right to file a human rights complaint. In addition, if you are disabled from the essential duties of your job, you should be given the opportunity to claim disability benefits. The question of whether you can be accommodated, or whether perhaps you are totally disabled because you are unable to complete the essential tasks of your job, can be difficult to answer on a general basis. If you are facing a situation like this and are unsure of what to do, you should consult an experienced disability and/or employment lawyer that is familiar with the implications of these potentially overlapping claims.

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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.

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My disability claim has been denied. Does that mean I am not eligible for benefits?




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