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Which is better: a group long-term disability policy or a private policy?


Group coverage is generally provided through an employer and makes it easier to get coverage if you have any prior medical problems. Private disability insurance usually provides better coverage if you are unable to work at your specific occupation. Such coverage usually applies throughout the disabling condition.

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Other Similar Questions

What is disability insurance and how does it work?

Why should I have my agent or broker walk me through applying for a Private or Individual Disability Policy?

Simply enter a question or keyword (minimum 4 characters) in the “Ask a Question” box and a list of answers will be provided or you may view a list of popular disability claim law questions and answers.

 

Ask Share Lawyers

This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.

Here are some commonly asked questions to get you started:
My disability claim has been denied. Does that mean I am not eligible for benefits?




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