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Am I Eligible For Disability Coverage For A Pre-Existing Condition?

I have had disability coverage for less than a year. If I had a pre-existing condition and it has gotten worse, am I eligible for benefits?

If you have only had disability coverage for a short time (e.g. less than one year), then any claim would usually be reviewed to determine whether it can be denied based on the exclusion clause for pre-existing conditions, which is part of most long-term disability policies.

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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.