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What Happens If I Don't Cooperate With My Disability Insurance Company?

I’ve been on long-term disability for over five years now, and I’m concerned that they might cut me off. The insurance company is back in touch with me, asking questions, and suggesting I see certain doctors. What if I do not want to cooperate with their meddling?


Co-operation with “reasonable” requests of the insurance company is a requirement under the policy. Failure to co-operate will result in benefits being terminated. Try to use your treating physicians as advocates for you whenever possible.

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This searchable database contains information about disability, critical illness and life insurance claims, and what you can do if you are denied or cut off of your benefits. It is a collection of the most common questions we receive from our clients. General answers have been provided by our lawyers.