Addiction – Disability Claim
Addiction is sometimes used to refer to behavior that is out of control in some way, or to explain the experience of withdrawal when a substance or behavior is stopped. It can sometimes be heard in daily conversation, referring to trivial things such as, “I’m addicted to a TV show” or “I get a headache when I don’t have coffee, so I must be addicted to caffeine.” But addiction can be much more serious when it applies to alcohol or other forms of substance abuse.
In an effort to define addiction more clearly, it is best to see if the 4 C’s apply:
- Loss of control of amount of frequency of use
- Compulsion to use
- Use despite consequences
Although there was a time when insurance companies did not cover addiction treatment at all, there have been steps made to recognize addiction as a disease. Therefore, most insurance will offer some coverage for treatment, to varying degrees. This is a step in the right direction, but depending on your coverage, you could still be paying a hefty amount of money to find the right treatment for yourself and to heal.
Share Lawyers understands that living with addiction can be debilitating and we make it our focus to offer the compassion and legal advice needed to assist with finding help.