Canada's Disability Lawyers for Over 35 Years

You have worked hard your whole life, but when a new or worsening medical condition is making it hard to do your job and you are unable to work, it may be time to stop and apply for your disability benefits. It’s only natural to have questions about the process. Contact us to set up a free consultation – we can help you understand your insurance benefits and what kind of disability support is available to you.

What to Consider When Going on Disability Leave →

Applying for disability benefits can be an overwhelming process for many. You may have questions along the way, and we can offer you guidance. If you have already submitted your claim and are waiting for a response from your insurance company, we can talk through what to expect as you wait for your answer. It is best to prepare yourself for any situation and to have a plan in place whether you are approved or denied.

Tips on Applying for Disability Benefits →

At a time when you are most fragile, your hope is that your insurance company will be there to support you. However, the more you are in contact with your case manager, the more you realize that their only interest is to get you back to work and off claim as quickly as possible. They may try and make you feel guilty for being on a disability claim and create doubt about your situation. They may try and push you to return to work, continuously ask for medical updates or even arrange for you to speak to one of their doctors. They may use the change of definition or their investigation or surveillance tactics. It is best to be ready for any situation and to know your rights when they try and push you to do something you and your doctors don’t want. If you’re concerned about your future on long term disability, we can prepare you for what’s to come – whatever it happens to be.

Your Disability Benefits Have Been Approved. Now What? →

After two years of receiving your disability claim, insurance companies will start investigating to see if you are able to do another type of job outside of the job you were doing prior to going on disability leave. Your claim is changing from the “own occupation” stage to the “any occupation” stage and it is important to understand what your rights are and if you are entitled to benefits past this point. Your insurance company may tell you that you are not, but it doesn’t mean they are right. Most people are entitled to receive long term disability benefits until they turn 65 years old. Contact us to learn more about the change of definition and to prepare yourself for any outcome.

What to Do If You’re Denied at Your Change of Definition →